CAR ACCIDENT SOLICITORS - NO WIN NO FEE COMPENSATION

SOLICITORS HELPLINE: ☎ 0330 660 7119

Our car accident solicitors are members of the Solicitors Regulation Authority panel of personal injury experts. They are specialists in their field and their case load consists entirely of car accident compensation claims. We are not a claims management company and you will not have to speak to any unqualified clerks, middlemen or managers. If you instruct us to act on your behalf you will receive a full personal service from a specialist car accident solicitor who will deal personally with your injury compensation claim at all times.

No Win No Fee Claim

Your car accident solicitor will deal with your compensation claim using the risk free no win no fee scheme otherwise known as a conditional fee agreement. No legal charge is payable unless the legal case is won and the client obtains an award of compensation. In the event that the legal claim is lost there is no charge made to the client.

Car Accident Statistics

Statistics provided by the UK Department Of Transport indicate that every year there are over 200,000 injuries as a result of highway accidents including over 3,000 fatalities and approximately 40,000 serious injuries. There are over 250,000 less serious injuries from over 200,000 accidents resulting in a staggering 300,000 casualties ever year. It is estimated that car accident compensation claim solicitors legal action represents over a half of all civil claims that are settled both before and after the issue of proceedings in a court of law.Car accident compensation claims can give rise to difficult and protracted legal liability disputes especially when both parties involved blame each other. To ensure that you establish liability against the other driver, it is essential that you are represented by an expert.

Why is this problem so severe? Over 90% of accidents result from driver errors which can relate to carelessness, recklessness, drink driving, driving whilst tired and speeding. It may be surprising to learn that driving when tired is a frequent contributory factor, but this is the case - with high rates of accidents in the early hours of the morning. A shocking 15% of accidents are alcohol-related and this figure is rising. Speeding is probably the most serious aggravating factor which contributes to over 30,000 serious injuries and the majority of the fatalities every year.

Negligence

To succeed in a road traffic accident compensation claim you have to show the other party was negligent, in other words that their bad behaviour caused the accident. To do so you need sufficient supporting evidence including witness statements, medical records and police reports and you must either settle the claim or issue proceedings in a court of law within three years of the date that the accident occurred. If the other driver isn't insured or has not been traced (hit and run) then a car accident solicitor must apply for compensation to the Motor Insurers Bureau which administers a fund, financed by the insurance industry, set up to pay compensation to the innocent victims of untraced or uninsured drivers.

There are numerous definitions of the term 'negligence' in a legal context however in its simplest form when considering a personal injury compensation claim it means a failure to take care of the welfare of an other person by way of careless or reckless behaviour.

It should be noted that if an accident occurs and the driver is deemed to be negligent then an accident insurance claim for the drivers own damage to property or for compensation for personal injury to themselves cannot be made to their own insurance company if their policy only covers third party risks. If the policy of the negligent driver is fully comprehensive then a claim can be made to their own insurer for property damage but not for compensation for personal injury for the policy holder. Claims can however be made in each case for all losses and injury for any passenger in the vehicle. If however the fault lies with another driver then an accident insurance claim can be made by a car accident compensation solicitor for all losses, damage and expenses that have been reasonably incurred however it should be noted that if a claim is made to the MIB following a collision with an uninsured driver or an untraced driver then there are certain limits and restrictions on what can be claimed and an MIB claim is subject to deduction of a nominal excess. Untraced claims (hit and Run) will result in the deduction of legal charges.

Reasonable Care

In order to receive damages in a personal injury case our car accident compensation solicitors must show that the potential defendant's behaviour fell below the standard of care that may be expected from a reasonably prudent person acting under similar circumstances. It is also necessary for our compensation solicitors to prove that a duty of care existed and that the defendant breached that duty of care by way of a negligent act which directly caused the injuries.

Contributory Negligence

What underlies these errors? Men over the age of 30 are most inclined to have accidents relating to excessive speed but it is younger men - those under 25 - who are inclined to drive whilst under the influence of alcohol. It may also be surprising to hear that the failure to use seatbelts is also a significant factor in the severity of injuries sustained in road traffic accidents. Over 10% of drivers and passengers in the front seat neglect to use seat belts or child restraints which does have a significant impact on compensation awarded in a car accident compensation claim on the basis of contributory negligence by the injured party with deductions from damages typically in the region of 25% for those who fail to wear a seatbelt.

Evidence Preservation

Your car accident compensation solicitor will need a number of reports or records to use as evidence and these can include the records or accident reports of police or investigating officers, treatment and attendance records from hospitals or doctors and witness statements together with specialist medical reports to confirm the injury, the prognosis and the estimated time for recovery to take place. The car accident solicitor will also need a full statement outlining exactly what happened. It is important to ensure you keep a written record of the details of the accident, that you have the contact information of the other parties involved and of the witnesses.

Collecting and preserving evidence for use by car accident solicitors in negotiating settlement is extremely important. You should follow these steps if you are involved in a collision :-

  • write down the name, address and telephone number of others involved in the accident
  • record the date and time of the accident, the street and city and weather and road conditions
  • make a note of the registration number, make and model of all the vehicles involved
  • obtain details of the insurance company and policy number of all the parties involved.
  • obtain the name, address and telephone numbers of any witnesses
  • if the police are involved obtain the officers name and collar number
  • draw a diagram showing the positions of the vehicles before and after the accident
  • take photographs of the damage to your vehicle and the road layout
  • visit a doctor to document any injuries and take photographs of any visible injury

Compensation Awards

Once your car accident compensation solicitor has all of the necessary information it will be possible to make an assessment of the value of the claim which will include lost income and all other general expenses and losses including hire car charges, damage to your vehicle, costs of advisory services and insurance policy excess. In addition a claim can be made for pain and suffering, loss of amenity and care or nursing costs.

The value of a car accident compensation claim depends on the severity of the symptoms, the length of time taken to recover and whether or not there are any residual long term symptoms. For road traffic accident compensation claims it is important that injuries are documented by health care professionals and if you are injured you should ensure that you attend your doctor or a hospital as soon as the symptoms become obvious. The record of your injury will be used in assessing the value of your claim.

Anyone who has been injured in an accident that was not their fault has a legal right to make a personal injury compensation claim for the pain, suffering and financial loss that they have suffered. Relatives and dependants of the innocent victim of a fatal accident are also entitled to claim. Compensation payable is divided into 'special damages' and 'general damages' :-

    Special Damages represents compensation for financial loss that can be calculated accurately and does not need assessment. These losses may also include future losses and there are special mathematical procedures for calculating these losses. Loss of earnings is generally estimated using the victims average weekly wage in the 13-week period prior to the injury and multiplying this by the time off work. In cases where the injury reduces the ability to earn or is severe enough to force the victim to leave their job, the victim is also entitled to damages for future loss of earnings which is estimated based the earnings that the victim would have achieved in the future but for the injury. In addition a claim can be made for many other financial losses and expenses all of which form part of the Special Damages claim which is the direct financial loss that the victim has suffered as a result of the accident.

    General Damages represents compensation for loss that cannot be calculated with any degree of certainty and must be wholly or partially assessed, the main item of which is usually pain, suffering and loss of amenity. The value of these items is usually assessed by the judge in the case following review of medical reports and records and after consideration of legal guidelines published by the "Judicial Studies Board" and previously decided motor accident compensation claim settlements.

Psychological Injury

Injury and loss from a road traffic accident can take many forms and just because you haven't received physical injury doesn't mean you cannot make a compensation claim for psychological difficulties or financial problems after an accident. Shock, depression and post traumatic stress disorder (PTSD) are common consequences and in addition you may face unexpected psychological disturbing financial hardship after an accident.

Insurance Report

Any policy holder who is involved in a road traffic accident is required to report the incident to their insurers as soon as possible regardless of whether the policy is comprehensive or third party and regardless of whether or not they consider themselves to carry any of the blame for the accident. If the person involved in the accident has comprehensive insurance there is still a duty requiring uninsured losses to be claimed from the other party for and on behalf of the insurers which is usually tagged on to any claim made by the policy holder for personal injury.

Issue of Summons

The final stage of the process, after damages have been assessed, will involve your car accident compensation solicitor attempting to settle the claim by agreement with the third party insurers however, if either liability or the amount of the claim remains in dispute then a summons will be issued in a court of law against the third party intended for ultimate resolution by the court whereupon a judge, after seeing written evidence and after hearing witnesses, will decide both liability and the amount of compensation to be paid.

Time Limits

If you've suffered a personal injury after a vehicle collision, you are legally entitled to make a motor accident compensation claim. For the claim to be successful, it must be established that the accident was the result of another person�s negligence and you must make sure that you either settle the claim by agreement or that you issue proceedings in a court of law no later than 3 years after the accident.

Car Accident Solicitor

Our car accident solicitors are members of the Solicitors Regulation Authority panel of personal injury experts.We deal with injury compensation claims using a no win no fee arrangement. Motor accident claims can be complex and often have liability disputes especially when both sides blame each other. You may rest assured that we will deal with these matters in an efficient and business like manner. You will not be kept waiting any longer than necessary for your compensation and your file will never be at the bottom of a drawer waiting for action. Our solicitors use a computerised case management system which guarantees that cases are dealt with efficiently and quickly. Any delays are flagged by computer and immediate action is put into effect. Remember that a car accident solicitor acting on your behalf doesn't get paid until and unless you get paid, so its in the interests of the lawyer to move the case along as fast as possible.

Our car accident solicitors are able to deal with all compensation claims for personal injury ranging from simple cuts, bruises and whiplash through to fatal accidents and catastrophic injuries including brain damage and spinal cord injuries. In addition to dealing with compensation for drivers, we also deal with bicycle and motorbike accidents and with injuries suffered by passengers and pedestrians. Our specialist solicitors will leave no stone unturned in their quest for justice on your behalf and will focus entirely on your needs by providing vigorous and committed expert representation to ensure that you receive maximum damages for your injury and associated losses.

If you would like advice at no cost from a car accident solicitor just use the helpline or complete the contact form and a member of the Solicitors Regulation Authority panel of personal injury experts will speak to you on the telephone with no further obligation.

SOLICITORS HELPLINE: ☎ 0330 660 7119

In the case of CICA claims terms will vary and in the case of MIB claims terms may vary.

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